Can I use MediBid with a high deductible health plan?
You went with a high deductible to save money on your insurance premium. With MediBid, you can find out how much something is going to cost before you agree to be seen by the physician, so you’ll know if it is going to meet or exceed your deductible. If it’s under your deductible, then you can choose the medical specialist that is right for you without being restricted to a PPO list. If it’s over your deductible, talk to your insurance company about your options. Some physicians on MediBid may be willing to work with you and your insurance company. It’s always OK to put notes in your MediBid Request that say how much your deductible is and who your insurance carrier is if it is going to go over your deductible. Most medical specialists on MediBid give cash-price only quotes, but it doesn’t hurt to ask for what you need.
Related Questions
- Can an individual who is not covered by a high deductible health plan HDHP for the whole year contribute the maximum annual limit established by the IRS?
- Do I have to be enrolled in a High Deductible Health Plan (HDHP) to contribute into an HSA (Health Savings Account)?
- Does the Pool offer a High Deductible Health Plan that qualifies for a Health Savings Account?