Can I use current or previous health coverage to deal with pre-existing condition exclusionary periods?
Yes! Previous coverage can be used as credit to reduce pre-existing condition exclusionary periods. The federal Health Insurance Portability and Accountability Act (HIPAA), along with similar California law, states that any health coverage, including Medi-Cal (Medicaid) or Medicare, reduces or eliminates pre-existing condition exclusionary periods. This happens when you have had previous health coverage within the last 63 days. That health coverage will reduce the pre-existing condition exclusionary period.
Related Questions
- Can I use current or previous health coverage to meet the pre-existing condition exclusionary period requirements for association-affiliated group health coverage?
- What are some typical pre-existing condition exclusionary periods for association-affiliated group health coverage?
- Can I use current or previous health coverage to deal with pre-existing condition exclusionary periods?
