Can I use CelPog instead of my credit card?
Your CelPog account should only be used in the same way as you might make cash payments, not large transactions. CelPog is a free service intended to be used only with friends that you know and trust. Like paying cash, payments can not be reversed by CelPog once completed. We rely on your ability to resole any problems directly with your friends and to make any necessary adjustments directly. Credit cards provide many benefits and protections which CelPog can not. We urge you to use credit/debit cards whenever you are dealing with non-friends or for transactions that involve any significant sums. Please review the Terms and Conditions for further details.