Can I transfer from one health fund to another without having to undergo further waiting times?
Yes. Federal Government legislation allows for portability between Government Registered Health Funds. Anyone can transfer from one fund to another at the same level of cover and will not have new waiting times imposed – even for pre-existing conditions. If you transfer from a lower level, the new fund will usually pay benefits for treatment of a pre existing conditions at the same rate as your previous fund would have paid for a specified time (usually the first 12 months). Your Lifetime Health Cover rating is also be portable from one fund to another.
