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Can I switch from a Refund Transfer (RT) to a Refund Anticipation Loan (RAL) or vice versa?

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Can I switch from a Refund Transfer (RT) to a Refund Anticipation Loan (RAL) or vice versa?

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Unfortunately, you cannot change your bank product option once the tax return has been acknowledged by the IRS. You can never change an RT to a RAL.

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