Can I sue my insurance company for “bad faith”?
Texas allows policyholders to sue when an insurance carrier indulges in behavior that shows “a lack of good faith and fair dealing.” The penalties can be severe. However, after tort reform and with our current appellate judiciary in place, successful verdicts are almost nonexistent. Absent exceptional circumstances, including this claim in your suit against an insurance company is counterproductive. It delays your suit and adds little to your recovery.
