Can I sue a collector for violating my rights?
Yes you can. Under the Fair Debt Collection Practices Act (FDCPA), you may sue a collector in state or federal court within 1 year of when you beleive the violation occured. Damages suffered, court costs, and attorney’s fees, and up to $1,000 can be recovered. It is recommended you hire an experienced attorney in this area. The National Association of Consumer Advocates (www.naca.net), lists a directory of attorney’s with experience in this area.