Can I reduce cover levels mid term?
A – The cover level for Public Liability is fixed and cannot be changed. If you wish to reduce your Professional Indemnity limit you will need to cancel your policy and start a new one at the lower level – please contact us. You should however remember that Professional Indemnity is on a claims made basis which means the new lower limit will apply to any claim irrespective of the level of cover in force at the time the work was carried out.