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Can I receive private disability insurance benefits and Workers Compensation benefits at the same time?

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Can I receive private disability insurance benefits and Workers Compensation benefits at the same time?

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Yes, you can. However, there are rules governing coordination of these benefits as well. Ordinarily, an injured person will not be able to recover their maximum private disability benefits and their maximum Workers Compensation benefits at the same time. Insurance policies have set-off provisions that deal with reducing your private benefits by subtracting the amount of Workers Compensation received, and some state laws have rules that reduce your Workers Compensation benefits by the amount of private disability benefits you are receiving. It is important to note that Workers Compensation benefits are not taxable, but private disability benefits ordinarily are.

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