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Can I purchase individual health coverage with a pre-existing medical condition?

April 26, 2017condition coverage Health individual medical pre-existing purchase

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Can I purchase individual health coverage with a pre-existing medical condition?

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You can. In some cases, individual insurers have to offer you coverage. In other cases, if they don’t deny you coverage outright based on your medical history, they can deny coverage of a pre-existing condition for a certain period of time. DB101’s program description of HIPAA and California Protections has a section addressing these issues.