Can I post-date a cheque?
Banks set their own policies on post-dated cheques and, in many cases, their account terms and conditions state that customers should not write them. If the recipient of a post-dated cheque attempts to pay it into their account prior to the date shown, it may either be returned unpaid, possibly incurring charges for both parties, or it may be cleared, creating problems for the customer who issued it. It is important to note that post-dated cheques are not covered by the UK Domestic Cheque Guarantee Card Scheme and could be returned unpaid.