Can I pay more and plan for an earlier retirement and get a bigger pension? What are AVCs?
Late retirement: If you want, you can continue paying into USS beyond age 65 and build up a bigger pension. It is however option for your employer to pay contributions past age 65. If they choose not to then you can still pay in but you will only be credited with 25% of future service to count towards your pension. There is no upper limit on the years of service you can achieve.