Can I open a retirement account or roll over money from another retirement account?
Yes. You can use Merrill Lynch Direct to open an Individual Retirement Account (IRA) or Roth IRA. Furthermore, if you are retiring, changing jobs or separating from an employer for other reasons (such as a merger or buyout), you may be required, or wish, to distribute some or all of the assets in your employer-sponsored retirement plan. You can distribute them into a Merrill Lynch Individual Retirement Rollover Account (IRRA®) through Merrill Lynch Direct.
