Can I obtain payment for lost wages or earning capacity from my PIP carrier ?
Personal injury protection (PIP) provides for payment of 60% of your lost wages and also contains a rarely used provision providing for payment of loss of earning capacity. Many times medical bills will exhaust the PIP limits. Your policy limits can be exhausted and leave no coverage for lost wages or earning capacity even if you are covered a group health policy. However, in order to assure maximum benefit from your PIP coverage you can require your insurance company to reserve the PIP coverage for wage payments and use your major medical policy for medical bills. Phares Heindl is a Board Certified Civil Trial Lawyer with over twenty years experience. To ask a specific question or obtain a free evaluation of your case, email Phares at inquiry@heindllaw.com .
Related Questions
- Does classifying the SRI payment as wages impact a retirees benefits if he or she is receiving social security income, but is not yet exempt from the "earnings test" based on age?
- My no-fault (PIP) insurance carrier will not pay my medical bills or lost wages?
- How can I obtain a list of vendors that accept e-forms as a method of payment?
