Can I keep my tax refunds and earned income tax credits in a Chapter 13 bankruptcy?
Yes, under the new law, the debtor should be able to keep all tax refunds. What is I am behind on my house/trailer note? A debtor in a Chapter 13 bankruptcy can aggregate the past due arrearage on the house/trailer note, and pay it back, through the trustee, at the contract interest rate, over the life of the Chapter 13 Plan. Who is the Bankruptcy Judge in a Chapter 13? Judge Callaway How many times do I go to court in a Chapter 13? The debtor goes to court twice, first to a “meeting of creditors” and then to a Confirmation Hearing. If there is a joint filing (married couple), only one debtor has to attend the Confirmation Hearing, but both must appear at the meeting of creditors. What if I cannot be in court on the scheduled court date? The debtor’s attorney can generally reset the court date at least one time. BACKGROUND: Chapter 13 is designed for individuals with regular income who desire to pay their debts but are currently unable to do so. The purpose of chapter 13 is to enable f
