Can I get a loan with past credit problems, bankruptcy, foreclosure, mortgage lates etc?
Yes! Iowa Mortgage Solutions has loan programs to provide up to 100% of your homes value one day out of a Chapter 7 bankruptcy if all program parameters are met. Iowa Mortgage Solutions also has programs to handle past credit problems, mortgage lates and foreclosures. Check out our solutions in credit problems. • 6. Can I get a loan if I am self employed? Back to Top Yes! Iowa Mortgage Solutions has full documentation and reduced documentation programs to make it possible for self employed borrowers to obtain a mortgage loan. The full documentation programs require tax returns, bank statements or pay stubs for commissioned or self employed borrowers. The reduced documentation programs are more credit score and collateral driven (driven by the appraisal) with less documentation (tax returns, bank statements, paystubs etc.) to make a decision. Get more information at our self employed section. • 7. What percentage of my homes appraisal value can I borrow? The amount of borrowing power yo