Can I drive someone elses vehicle under my own motor insurance?
You must check your insurance certificate (or with us) before you drive another vehicle under your own policy. Not all policies allow you to drive other vehicles. Having a comprehensive motor policy does not automatically entitle you to drive someone elses vehicle. If you have the extension to drive other vehicles under your policy, cover will be third party only. You should treat this as emergency cover only. If you regularly drive someone elses car you should be added to their policy. Your driving other vehicle extension only applies if that vehicle is owned and insured by someone else. You may not be able to drive all types of vehicle under the extension-check first. You may be limited to private cars only for example. If in doubt check with us first.
