Can I collect Social Security benefits at 65 even though my husband, who is 66 is deferring his benefits as he is still employed?
If you are entitled to benefits on your own account you can collect them. Your husband’s working has nothing to do with your benefit as long as you have your own account. If, when he stops working and files for benefits, if you are entitled to more as a wife than on your own, Social Security will add money to your check to bring you up to wife’s benefits.
Please visit our website at http://www.socialsecurityadviceonline.com/ for a free consultation. Your husband should apply for Social Security even if he is continuing to work. At age 66, he can work and still get full Social Security benefits. If he wants to earn delayed retirement credits, he can request a voluntary suspension of his benefits. If he does, you can still collect benefits as his wife if otherwise eligible. If he does not file, you cannot collect benefits as a wife.
