Can I charge a separate fee for postage, mailing, or overnight shipping?
The Florida Statutes defines closing services as including preparing the documents and conducting the closing. Therefore any charges related to these functions should be included in the agencys closing services fee. The definition of primary title services includes performing the steps necessary to issue the title insurance policy. The insurers liability for the gap period does not end until the proper documents are recorded in the county where the property is located. Therefore, the expense incurred by the agency to get these documents should be included in that agencys share of the title insurance premium. In many closings the lender will require certain debts of the buyer to be satisfied as part of the loan process. In order for the title agency to disburse these funds from the escrow account within the payoff deadline, it may be necessary to send the payments to each creditor using overnight or express mail services. While these payoffs are being disbursed from the escrow account,
