Can I be denied long-term care insurance if I have a pre-existing medical disorder or condition?
If you have a serious medical disorder or condition, or a disease such as Alzheimer’s disease, at the time of your application, some companies may not approve your application. If for some reason you would happen to develop a serious medical disorder or condition after being approved and purchasing the policy, the company cannot cancel the policy on that basis. Some group plans will accept applicants regardless of health status.
Related Questions
- How does changing jobs with a pre-existing condition affect my eligibility for employer-sponsored long-term disability insurance?
- Employee Benefits Home » Insurance Plans » Medical, Dental, and Vision - FAQs » 8. Is there a pre-existing condition clause?
- Can I be denied long-term care insurance if I have a pre-existing medical disorder or condition?
