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Can I avoid estate taxes by creating a Living Trust, and is my life insurance free of estate tax?

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Can I avoid estate taxes by creating a Living Trust, and is my life insurance free of estate tax?

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Living Trusts in which you retain the right to receive the income during your lifetime have no estate or income tax advantages. Also, the proceeds of your life insurance policy are usually included in your estate for tax purposes. There are perfectly legal ways to avoid this taxation which we will discuss with you.

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