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Can I apply for a loan before I’ve decided which home to purchase?

April 26, 2017decided Home I’ve loan purchase

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Can I apply for a loan before I’ve decided which home to purchase?

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Yes, to apply for a loan before you’ve chosen a house, ask to be pre-approved. Gershman Mortgage will run a credit check and give you a specific amount you can borrow. Once you’ve chosen a home, they will finalize the loan. At Gershman Mortgage, you can lock in rates for up to 270 days, allowing plenty of time to find the perfect home.