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Can I accept a cashiers check without risking being scammed?

April 26, 2017Cashier risking scammed

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Can I accept a cashiers check without risking being scammed?

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Take the check, issued by bank X, to a branch of bank X, and cash it there. I would think this would eliminate any wait to see if it’s good or not. Then mail the chair after you have cash in hand.

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Just call the bank that issued the check. If it’s not forged, it’s as good as money.

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Take it to the bank, deposit it. Wait 7 days. Mail the chair.

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Casher’s checks are *not* automatically secure. A friend of mine got screwed when he received a cashier’s check from what turned out to be a non-existent bank. By the time he found out, it was too late. This was before check 21, but it took several weeks for him to find out.

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It might not be a scam, but it sets of several of my scam sensors. Paying nearly $200 extra for the shipping would be one. The speed with which they said they had already sent out the cashiers check. Since this is on Craigslist, at least you don’t have to worry about potential negative feedback.

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