Can HSA funds be used for health care premiums?
An HSA can generally not be used to pay for health coverage premiums if the HSA participant is under age 65. However, an HSA may be used to pay for certain health coverage premiums (COBRA, long-term care and coverage while receiving unemployment compensations). In addition, when the individual becomes Medicare-eligible, an HSA may be used to pay for health coverage premiums (except for Medigap premiums).
