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Can health insurance companies deny an application for individual insurance due to a health condition?

April 26, 2017application companies condition deny Health health insurance individual Insurance

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Can health insurance companies deny an application for individual insurance due to a health condition?

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Yes, the company has the right to deny coverage for almost any reason on a new application. However, once you are accepted for coverage, your policy can only be terminated for one of two reasons. The company can cancel your policy if you fail to pay your premiums in a timely manner. If you misrepresent information on the application or fail to disclose known information, the company may rescind the policy for material misrepresentation.