Can he put me on his health care policy if he decides on a Medicare HMO policy?
Unfortunately, spouses and other family members cannot be included under the Medicare recipient’s health plan, even if that person chooses a Medicare Home Maintenance Organization (HMO). Let me explain. Medicare is a federal health insurance program for people over 65 who have paid into the federal Medicare fund. Also covered are people of all ages who have been on Social Security disability retirement for at least two years. Medicare and Medicare supplement policies only pay medical costs for the Medicare recipient. The same thing is true of the relatively new Medicare HMO. Most people are familiar with HMOs. The ones that are best known are the prepaid medical plans that employers often make available to employees and their families. The HMO coverage costs the company less than a regular health insurance plan does, and may also mean lower out-of-pocket costs for the employee. In exchange for the lower cost, participants are required to get medical treatment from doctors and medical f
