Can funds from an HSA be used for non-medical expenses?
Yes. Funds can be withdrawn at any time, for medical or non-medical expenses. However, funds withdrawn for non-medical expenses are subject to applicable income taxes and are generally subject to a 10% penalty tax. This penalty tax does not apply in certain situations such as payments after death, disability, or the attainment of age 65. Consult your tax advisor regarding your own circumstances.
