Can employees buy a Commonwealth Choice plan even if I offer employer-sponsored health insurance from another source?
An employee working for a company of any size can decline an offer of employer-sponsored health insurance and buy an individual Commonwealth Choice plan on his or her own if: • The employer does not contribute at least 33% toward the premium cost of employee-only health plan coverage for the employee; OR • The employer-sponsored health insurance does not meet the state’s Minimum Creditable Coverage (MCC) standards or their actuarial equivalent.
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