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Can Disability Insurance Law Group help me negotiate a settlement or buyout?

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Can Disability Insurance Law Group help me negotiate a settlement or buyout?

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Yes, we often engage in settlement discussions on behalf of our clients. To determine the value of an insured’s policy benefits and engage in a productive discussion with the carrier, the policy’s present value must be calculated and factors such as life expectancy, setoffs, cost of living options, automatic increases and the personal needs of the insured and his or her family must be carefully considered and factored into the negotiation. Knowledge of the factors and tactics utilized by the insurance carriers, familiarity with the company’s negotiators and their “rules” of negotiation and a solid understanding of the legal process is paramount to a successful buyout.

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