Can Credit Raisin help me negotiate with collections accounts?
To a certain extent, yes. Collections agencies typically want to speak with the person responsible for a debt, and no one else. However, we can advise you on your rights regarding collections agencies, and how to deal with the phone calls. Did you know that settling legitimate debts can sometimes hurt your credit score? Although many debt collections agencies are willing to listen to a motivated consumer and settle for less than the amount owed, the act of paying that debt can cause automated systems to report inaccurate information that can decrease your score. If you have debt that is currently in collections, contact us for a free consultation on the best way to handle your debt.
