Can CredAbility fix my credit report or clean it up?
No, only you can fix your credit report. If negative comments on your credit report are correct, they can remain in your file for up to seven years from the date of the last activity. Bankruptcy, though, can remain for up to 10 years. Avoid organizations that offer “credit repair.” Under Federal Law you can receive one free credit report every 12 months from each of the nationwide consumer credit reporting companies — Equifax, Experian and TransUnion. Visit www.annualcreditreport.com for more information. In addition to those who are eligible for a free credit report through the Annual Credit Report Request Service, people in CO, GA, ME, MD, MA, NJ and VT are eligible for a free credit report under state law. For your convenience, CredAbility has credit report request forms available at all branch offices, or by calling us. CredAbility Client Services representatives are available 24/7. If you believe there are errors in your credit report, notify the credit bureau in writing. The bure
