Can coverage be provided to an independent contractor (1099 employee)?
• What is the minimum participation? What is a legitimate waiver? • Can eligibility criteria be varied by class of employee? • Can one person enroll? • Are union employees eligible? 1. What are the employee eligibility requirements for a N.J. Small Group? To qualify for small group insurance, an employee must be working full time, which is defined as 25+ hour per work. Temporary and seasonal employees, as determined by the employer, do not qualify. If an independent contractor works 25+ hours exclusively for the employer, they may be made eligible. 2. Who qualifies as an eligible dependent? To be considered an eligible dependent, a covered person must: • Be legally married to the employee; • Be a child of the employee, up to their 19th birthday; • Be a child of the employee, up to their 23rd birthday, who is enrolled full time at an accredited school; • Be an unmarried, disabled child of the employee who depends on him/her for financial support; • Be a domestic partner of the employee,
Related Questions
- Will coverage provided to children who do not qualify as the employees tax dependent be taxable income to the employee (similar to how we currently handle domestic partners)?
- What if an employer receives the NMSN, but the employee claims health insurance coverage is being provided from another source?
- Can coverage be provided to an independent contractor (1099 employee)?
