Can chapter 7 bankruptcy get rid of this pesky bondsman?
Reading between the lines of your question, if you file for bankruptcy she will cease your parents property to pay off your debt. She has what would generally be called “secured debt.” You have given her “the paperwork” to assets she can take if you do not pay off your debts. Bankruptcy of the principle (you in this case) will generally allow her to proceed with taking the assets securing the debt. Secured debt (mortgages would be the most common example) are not generally a part of bankruptcy relief — only if the assets ceased are not enough to cover the debt outstanding. In your case the ceased assets will clearly cover the debts you own. So the short answer to your questions is “no” bankruptcy will not help you.
