Can Bankruptcy Protect a Debtor from Garnishments/Lawsuits?
In most cases, the answer is yes. When a person files for bankruptcy, an automatic stay is created that bars most creditors from further collection activity during the time of the bankruptcy proceedings or until further order of the Court. When certain creditors (e.g. – child support creditors) are not barred by the stay, most creditors are barred from further collection efforts, including wage garnishments and lawsuits. To learn more about bankruptcy and your rights, contact Illini Legal Services.
