Can an insurance company refuse to sell an automobile insurance policy based on the lack of driving experience?
An insurance company cannot refuse to renew a policy based only on the lack of driving experience or number of years of driving experience. If you have another factor which indicates high risk characteristics, however, an insurance company may refuse to renew a policy. Also, the law does not prohibit an insurance company from refusing to issue an initial policy based on the lack of driving experience or number of years of driving experience.
