Can an initial security alert or an extended fraud victim statement affect me negatively?
The presence of an initial security alert or an extended fraud victim statement should not interfere with your daily use of a credit card or banking/checking accounts. A security alert or a victim statement may limit your ability to obtain instant credit for in-store purchases. If you prefer to purchase items on a new line of credit established at a retail store and you must take possession of those items immediately, your request for credit may be delayed because of the high risk associated with this type of business transaction.