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Can an employer refuse to give an employee medical or other insurance coverage because it will raise the cost?

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Can an employer refuse to give an employee medical or other insurance coverage because it will raise the cost?

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An employer must offer the same terms, conditions or privileges of employment to all employees, regardless of disability, and must not enter into contracts with any organization providing training, insurance or any other privilege of employment which discriminates against people with disabilities. Insurance, employee training, and other employee benefits must be equally available to employees with disabilities. For example, if an insurance company will not insure an employee with Multiple Sclerosis, then the employer must find another insurer or otherwise comparable benefits. (Pre-existing claims, exemptions, or limitations on types of treatment – not types of illness – are acceptable if all employees are treated the same.) If the company has yearly parties for employees in an inaccessible location, the location must be changed.

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