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Can an employer offer a health insurance policy that excludes coverage for pre-existing conditions?

April 26, 2017Conditions coverage employer excludes health insurance Offer policy pre-existing

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Can an employer offer a health insurance policy that excludes coverage for pre-existing conditions?

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A. Yes. The ADA does not affect pre-existing condition clauses contained in health insurance policies even though such clauses may adversely affect employees with disabilities more than other employees.