Can a taxpayer stop a wage garnishment order?
Yes. If a garnishment order results in no money available for the necessities such as food and shelter for a taxpayer, the taxpayer could seek relief from garnishment. Can a taxpayer negotiate and reduce the amount of a wage garnishment? Yes. A taxpayer could seek to reduce the amount of garnishment, provided that the full amount of proposed garnishment would leave no funds available to the taxpayer for the taxpayer’s necessities. Would a bankruptcy proceeding stop a garnishment? Yes. Any bankruptcy proceeding will temporarily stop a wage garnishment. Would a “Homestead’ filing on my home protect me against a garnishment? No. A garnishment order has no effect on your “Homestead.’ While a creditor cannot attach equity in your home that is subject to a “Homestead,’ a garnishment order is addressed to your employer who owes you wages.
