Can a pregnant person get health insurance if her employer goes bankrupt?
“HIPAA prevents health insurance from considering pregnancy a pre-existing condition. So you may not be as screwed a you think you are.” That particular HIPAA provision does not apply to individual plans, only employer group sponsored plans, sort of… It’s really going to depend on the laws in your state when it comes to getting individual coverage. In Minnesota, for example, pregnant women can’t be denied coverage, but the coverage can exclude coverage for maternity for the first 18 months of coverage. Go find an independent insurance agent in your area. They should be familiar with the options available to you.
