Can a person have both a Medigap policy and be enrolled in a Medicare Advantage plan?
An individual can have a Medigap while enrolled in an MA plan, however, they cannot use the Medigap policy if enrolled in an MA plan. Medigap plans only pay for services when Original Medicare makes payment on a claim. If someone is in an MA plan and paying premiums for a Medigap plan, they are paying for something they cannot use.