Can a person be added to the Deeds and the mortgage at a later stage?
Yes but you will have to receive confirmation from your Lender that they are happy for that person to be placed on the mortgage and then a transfer of the legal title will need to take place. This is a legal document transferring the property from the sole name into joint names subject to the mortgage. You can alternatively remortgage with a different Lender but the Transfer will still have to be drawn up.