Can a parent volunteer to use his or her insurance for early intervention services if the parents policy is not subject to the Insurance Law?
Yes. Some parents do wish to use their insurance for purposes of early intervention services, even if their policy is not subject to Insurance Law. Under these circumstances, it is recommended that the municipality obtain a parent consent form to use insurance, which includes a statement that because their insurance is not regulated by Insurance Law, there will be no prohibition on the insurer from applying the early intervention services to the policy’s monetary limits or from reducing the number of visits otherwise available. Municipalities must provide for the payment of co-payments and deductibles as with all other parents whose insurance is used for the purposes of early intervention services.
