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Can a Medical Condition Be Used as a Reason to Deny an Application for Life Insurance?

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Can a Medical Condition Be Used as a Reason to Deny an Application for Life Insurance?

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Yes, a serious medical condition can be used as a reason to deny an application for life insurance. Insurers frequently require a written application and a medical exam to screen for medical conditions that can shorten life expectancy, as well as for the use of medications, cocaine, and other drugs.

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