Can a lender other than the current Insured/Servicer submit loans under MGIC’s RTM Program?
No, the request for the Modification Commitment/Certificate must come from the current Insured/Servicer. • The originator may be different than the current Insured/Servicer, provided the Refi-to-Mod Request comes from the current Insured/Servicer. • If the Insured of record uses a subservicer, the Refi-to-Mod Request must come from the Insured.