Can a labor union provide group insurance to its members through WHC?
A. A labor union can provide group insurance for its members under the WHC policy. WHC is the policyholder, just as a trust is the policyholder under a Multiple Employer Trust (MET). A union may join WHC and use its benefits for their members who are employed through many different employers, or who may be employed by a single employer. WHC pooling is particularly advantageous in industries such as construction, where union members may work for many employers during a year. Historically, organized labor has often times obtained health insurance coverage through collective bargaining with employers, WHC improves the collective bargaining value proposition through its large group pooling concept.
