Can a husband and wife file together for bankruptcy?
Yes; it is possible, but not required. Spouses can file a joint petition if they both need relief from their creditors. However, depending on the circumstances, one spouse may file for relief under Chapter 7 or 13 and the other spouse may choose not to file at all or may file his or her own separate bankruptcy case. When spouses file separately, the assets and liabilities for each spouse will be considered separately by the bankruptcy court.