Can a hired third party demand that information be removed from a credit report which I have gotten from a merchant?
A. On your behalf, a hired third party can request that a credit reporting agency remove inaccurate, erroneous, or obsolete information from your credit report which can only be obtained by you directly from the three main credit reporting agencies. Second-hand information, such as that obtained from a merchant, is not considered a report directly obtained from one of the three main credit reporting agencies.
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