Can a dual-income couple double-dip without triggering the Cadillac tax?
A311. Yes, because the tax is computed separately by employer. For example, if the husband enrolls in family health coverage worth $20,000 under his employer’s plan and his wife enrolls in family health coverage worth $18,000 under another employer’s plan, the Cadillac tax would not apply to either plan even though their combined household coverage is worth more than each individual’s excludable amount.
