Can a dependent be dropped from an employer group plan, apply to MCHA and get the pre-ex waived?
A. Dependents of employees who have access to group coverage may apply for MCHA coverage. However, they will not be eligible for a waiver of the six-month pre-existing condition limitation, as they voluntarily terminated their group coverage (did not pay premiums). The individual would only be eligible for a waiver if the health insurance carrier terminated the coverage. Example: A dependent reached the maximum limiting age of 25.
Related Questions
- Can we take someone 65+ who works for an employer with less than 20 full-time and part-time employees and remove them from the group plan and put them on Seniors Choice?
- How can I file an appeal if my former employer’s group health plan denies my application for the premium subsidy?
- Can an employer design and tailor their own group medical benefit plan?
